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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69081 reviews)

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4.95

Based on 69,081 reviews, last reviewed 27th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

excellent from start to finish, very smooth from the... excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69081)

Excellent

Easy quick and no hassle good rate apr as well Reviewed on: 16th April 2025

Couldn’t be better

Application was straight forward, zopa app is brilliant simple and easy to use to keep track of loan Reviewed on: 16th April 2025

Zopa is quick and efficient

Getting finance from Zopa is straightforward, quick and informal Reviewed on: 16th April 2025

Excellent in every way

I have had 3 loans with zopa been very good every time never an issue and rates always been good. Cannot fault the company in any way. Well done. Reviewed on: 16th April 2025

Fast, efficient and caring service

Fast, efficient and caring service Reviewed on: 16th April 2025

Easy to deal with everything is very clear and trans...

Easy to deal with everything is very clear and transparent, tailored solutions that meet your needs Reviewed on: 16th April 2025

As Mary poppins once said practically perfect in ev...

As Mary poppins once said “practically perfect in every way” Reviewed on: 16th April 2025

I have used Zopa a number of times I'm recent years...

I have used Zopa a number of times I'm recent years and have always been impressed with service Reviewed on: 16th April 2025

Best service ever.

Pleasantly easy to apply, great customer service, always happy to assist with any questions. Thoroughly recommend. Reviewed on: 16th April 2025

Very speedy service, can’t fault them.

Very speedy service, can’t fault them. Wanted to borrow to consolidate borrowing. Told them how much I wanted to borrow, a few checks later, all sorted. Reviewed on: 16th April 2025

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