Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Very easy to use and work with had it sorted for me...

Very easy to use and work with had it sorted for me in no time Reviewed on: 16th April 2025

Love the app.

Love the app. Easy to use, clear and transparent. Staff, when I have needed to call, have been friendly, helpful and knowledgeable. Reviewed on: 16th April 2025

the hole experience was good easy good communication...

the hole experience was good easy good communication fast and helpful thats all I can say Reviewed on: 16th April 2025

Everything was processed timeously

Everything was processed timeously Reviewed on: 16th April 2025

Great service at a reasonable price

Helpful, efficient and flexible service at a reasonable price Reviewed on: 16th April 2025

Great Company

I have found Zopa very approachable and the app is really easy to use. Reviewed on: 16th April 2025

Easy application on line and from start to having lo...

Easy application on line and from start to having loan acceptance Reviewed on: 16th April 2025

Absolutely stress-free and straightforward application.

Absolutely stress-free and straightforward application. Didn't have to wait long for a decision and the approved amount was in my account within 24hrs of approval. Communication was super throughout the process and since. I have simple access to my account via an app so I can keep on top of things. Reviewed on: 16th April 2025

keeping control of my finances

This is my second loan from Zopa , I love that i can go on the app and check my balance which helps me keep control of my finances. I have also just opened a an account where i can start saving . Reviewed on: 16th April 2025

I would definitely recommend zopa to anyone they app...

I would definitely recommend zopa to anyone they approved my loan application quickly and I got it pretty much straight away Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Lloyds Bank 4.53 from 58 reviews
Personal loans
from Hastings Direct 4.45 from 119 reviews
Short-term loan
from Lending Stream 4.94 from 5092 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub