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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Smooth application process.

Smooth application process. Clear communication throughout. Reviewed on: 16th April 2025

It enabled me to put my accounts in orders .

It enabled me to put my accounts in orders , when the rest of the financial world had decided that I was not financially viable. Reviewed on: 16th April 2025

Zopalicious

Ease of use and to understand. Quick to get a decision and explains everything in plain words to easily understand Reviewed on: 16th April 2025

Ease of application and good and clear website

Ease of application and good and clear website Reviewed on: 16th April 2025

Good service and easy to approach customer service.

Good service and easy to approach customer service. Reviewed on: 16th April 2025

Straight forward no hassle completion

Straight forward no hassle completion Reviewed on: 16th April 2025

Very easy to deal with.

Very easy to deal with and very competitive rates.The application is speedy and the decision is also very rapid. Reviewed on: 16th April 2025

Excellent Company

Easy and simple to deal with this company. Very good rates and quick simple application and payout. Reviewed on: 16th April 2025

Good, quick respowns.

Good, quick respowns.Extra payments available. Reviewed on: 16th April 2025

Always provided what I want from a loan.

Always provided what I want from a loan. However, I recognise that I have an excellent credit rating and a perfect repayment record. It may be different for others. Reviewed on: 16th April 2025

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