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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Quick and easy, does what it says on the tin.

Quick and easy, does what it says on the tin. Reviewed on: 16th April 2025

Really good service,making taking out a loan very en...

Really good service,making taking out a loan very enjoyable. Reviewed on: 16th April 2025

It’s so easy.

The most straightforward, friendly loan provider I have experienced. Reviewed on: 16th April 2025

A great Bank

Zopa have been really easy to work with and very helpful with the set up of the loan. The app makes it very easy to manage my loan. They are in regular contact with offers and such to help with making the most of money including offers for their credit cards at low interest rates and their bank account. An all around great bank to use. Reviewed on: 16th April 2025

Easy and quick, no issues, simple to follow instruct...

Easy and quick, no issues, simple to follow instructions Reviewed on: 16th April 2025

Fantastic company and opportunity.

I applied on the off chance that i would be approved, but never expected it approved, nevermind as quickly and easily!! Reviewed on: 16th April 2025

Easy and secure

It was easy, realistic and easy to monitor your repayments process on online via the home app and get information on new products or loan Reviewed on: 16th April 2025

Nice and smooth process, hassle free.

Nice and smooth process, hassle free. Clear communication throughout the processes. Quick approval time and founds transfer Reviewed on: 16th April 2025

Quick & easy to apply.

Quick & easy to apply. Decision made & funds in bank in no time Reviewed on: 16th April 2025

Very easy process.

Very easy process, very quick and no problems. Reviewed on: 16th April 2025

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