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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Everything professionally and business ly

5
Everything professionally and business ly Reviewed on: 16th April 2025

Amazing quick service as always and app is fantastic

5
Amazing quick service as always and app is fantastic Reviewed on: 16th April 2025

Great bank no hidden fees just straightforward and...

5
Great bank no hidden fees just straightforward and ready to help Reviewed on: 16th April 2025

Fast payout.Great service

5
Fast payout.Everything was smoothly done.Did what it said on tin Reviewed on: 16th April 2025

Excellent Service & experience with Zopa

5
Excellent Service & experience with Zopa Reviewed on: 16th April 2025

Easy to contact and quick to respond.

5
Easy to contact and quick to respond. Reviewed on: 16th April 2025

Helped me more than once

5
Always there for me when I needed it very reliable very fast would recommend ZOPA to anybody. Reviewed on: 16th April 2025

Great service .

5
Always efficient and easy to deal with. Reviewed on: 16th April 2025

Application for loan was easy.

5
Application for loan was easy. Interest rate was acceptable. Website provides all the information that one would wish for. Reviewed on: 16th April 2025

A supportive and fair company.

5
A supportive and fair company. Customer service is easy to contact and they are helpful. Reviewed on: 16th April 2025

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