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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

The staff were very friendly and

The staff were very friendly and Reviewed on: 16th April 2025

Fantastic

So easy to deal with fast response and decisions Reviewed on: 16th April 2025

Everything professionally and business ly

Everything professionally and business ly Reviewed on: 16th April 2025

Amazing quick service as always and app is fantastic

Amazing quick service as always and app is fantastic Reviewed on: 16th April 2025

Great bank no hidden fees just straightforward and...

Great bank no hidden fees just straightforward and ready to help Reviewed on: 16th April 2025

Fast payout.Great service

Fast payout.Everything was smoothly done.Did what it said on tin Reviewed on: 16th April 2025

Excellent Service & experience with Zopa

Excellent Service & experience with Zopa Reviewed on: 16th April 2025

Easy to contact and quick to respond.

Easy to contact and quick to respond. Reviewed on: 16th April 2025

Helped me more than once

Always there for me when I needed it very reliable very fast would recommend ZOPA to anybody. Reviewed on: 16th April 2025

Great service .

Always efficient and easy to deal with. Reviewed on: 16th April 2025

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