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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

always simple and easy to talk with staff

always simple and easy to talk with staff Reviewed on: 16th April 2025

It was very straight forward for what is needed to c...

It was very straight forward for what is needed to complete your application Reviewed on: 16th April 2025

so quick and easy.

so quick and easy. No problems. Arrived in the bank straight away fab app too. Gives you options for other products that you may wish including bank accounts and savings accounts. Reviewed on: 16th April 2025

Customer Experience

Terrific experience hassle free and straight forward application process. Online portal is really user friendly and easy to use to keep track of activities in your account. Reviewed on: 16th April 2025

Very efficient fast service.

Very efficient fast service. Excellent customer care Reviewed on: 16th April 2025

Excellent loan and credit card provider.

Excellent loan and credit card provider. Easy to navigate app. Reviewed on: 16th April 2025

Very good amazing bank very recommended

Very good the best bank very recommended Reviewed on: 16th April 2025

Quick and easy to use once app downloaded.

Quick and easy to use once app downloaded. Reviewed on: 16th April 2025

Gave me the opportunity to rebuild my credit rating.

Gave me the opportunity to rebuild my credit rating. Reviewed on: 16th April 2025

Easy to use great customer service

Easy to use great customer service Reviewed on: 16th April 2025

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