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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Fast, efficient and reliable user interface.

Fast, efficient and reliable user interface. I would recommend using Zopa to everyone. Reviewed on: 16th April 2025

No problems

It's OK not had any problems so neutral Reviewed on: 16th April 2025

Loans are great

Zopa was very helpful and quick in offering me a loan. Reviewed on: 16th April 2025

Instant response to loan applications.

Instant response to loan applications. Great APR, immediate payment to bank Reviewed on: 16th April 2025

very very good excelent fantastic

very very good excelent fantastic Reviewed on: 16th April 2025

Great customer service and each case is judged on th...

Great customer service and each case is judged on the individual’s circumstances Reviewed on: 16th April 2025

Always a good experience with Zopa

Always a good experience with Zopa Reviewed on: 16th April 2025

Just found applying easy and loved the app when trac...

Just found applying easy and loved the app when tracking my loan payments and being able make extra payments Reviewed on: 16th April 2025

Quick and easy, does what it says on the tin.

Quick and easy, does what it says on the tin. Reviewed on: 16th April 2025

Really good service,making taking out a loan very en...

Really good service,making taking out a loan very enjoyable. Reviewed on: 16th April 2025

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