Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

It’s so easy.

The most straightforward, friendly loan provider I have experienced. Reviewed on: 16th April 2025

A great Bank

Zopa have been really easy to work with and very helpful with the set up of the loan. The app makes it very easy to manage my loan. They are in regular contact with offers and such to help with making the most of money including offers for their credit cards at low interest rates and their bank account. An all around great bank to use. Reviewed on: 16th April 2025

Easy and quick, no issues, simple to follow instruct...

Easy and quick, no issues, simple to follow instructions Reviewed on: 16th April 2025

Fantastic company and opportunity.

I applied on the off chance that i would be approved, but never expected it approved, nevermind as quickly and easily!! Reviewed on: 16th April 2025

Easy and secure

It was easy, realistic and easy to monitor your repayments process on online via the home app and get information on new products or loan Reviewed on: 16th April 2025

Nice and smooth process, hassle free.

Nice and smooth process, hassle free. Clear communication throughout the processes. Quick approval time and founds transfer Reviewed on: 16th April 2025

Quick & easy to apply.

Quick & easy to apply. Decision made & funds in bank in no time Reviewed on: 16th April 2025

Very easy process.

Very easy process, very quick and no problems. Reviewed on: 16th April 2025

Very easy to deal with and good customer service

Very easy to deal with and good customer service Reviewed on: 16th April 2025

Zopa was quick and easy to deal with.

Zopa was quick and easy to deal with. Hassle free and easy to use app. I would recommend them to anyone Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Logbook Loans
from Logbook Loans 0.00 from 0 reviews
Personal Loans
from Reevo 4.90 from 744 reviews
Personal loans
from Hastings Direct 4.45 from 119 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub