Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Good and excellent communication reliable

Good and excellent communication reliable Reviewed on: 16th April 2025

Nice and easy

Simple from start to finish very simple nice and quick Reviewed on: 16th April 2025

From application to receiving loan the process was v...

From application to receiving loan the process was very clear and straightforward. Highly recommend Zopa. Reviewed on: 16th April 2025

I found Zopa to be extremely helpful and very good w...

I found Zopa to be extremely helpful and very good when I needed a loan Reviewed on: 16th April 2025

Swift and clear process during the application

Swift and clear process during the application Reviewed on: 16th April 2025

Recommended company.

Recommended company. Easy to use app. Money arrived quickly. Reviewed on: 16th April 2025

Good service.

Good service. No difficult in getting through Reviewed on: 16th April 2025

I have been a customer with zopa for years and have...

I have been a customer with zopa for years and have always had a positive experience. Always lowest Apr for loans too. Reviewed on: 16th April 2025

Fast and easy

So easy to deal with fast decision and good rates on the loan Reviewed on: 16th April 2025

All positive , easy to deal with company and would b...

All positive , easy to deal with company and would be more than happy to use them again Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Lendable 4.95 from 31943 reviews
Loans
from Advance Credit Union 5.00 from 2 reviews
Payday loan (discontinued)
from 100Pounds (inactive company) 4.31 from 22 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub