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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Easy Loan

It was so easy to apply online and the rate given was very good. The process was easy and funds were in my account almost instantly. Reviewed on: 16th April 2025

I was very satisfied with everything

I was very satisfied with everything Reviewed on: 16th April 2025

Very good & very helpful.

Very good & very helpful.Got the deal right for me Reviewed on: 16th April 2025

No problem at all,

No problem at all, and quickly in to my account Reviewed on: 16th April 2025

Zopa know how to do loans.

Zopa know how to do loans. Quick and easy but also responsible. I highly recommend them. Reviewed on: 16th April 2025

Pure smashing.

Pure smashing................................. Reviewed on: 16th April 2025

Good service

Very easy to use and helpful contact. Reviewed on: 16th April 2025

Always at hand

Zopa seems to know what help you need, when you need it and very efficient in making things better Reviewed on: 16th April 2025

Very good experience quick and easy

Very good experience quick and easy Reviewed on: 16th April 2025

Brilliant APR

I had a loan with a very high APR. I wanted to get it paid off so looked for one with a lower APR and Zopa had the best one! I didn’t have a great credit rating so I was pleased I found this. Reviewed on: 16th April 2025

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