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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Very good experience quick and easy

Very good experience quick and easy Reviewed on: 16th April 2025

Brilliant APR

I had a loan with a very high APR. I wanted to get it paid off so looked for one with a lower APR and Zopa had the best one! I didn’t have a great credit rating so I was pleased I found this. Reviewed on: 16th April 2025

Good and excellent communication reliable

Good and excellent communication reliable Reviewed on: 16th April 2025

Nice and easy

Simple from start to finish very simple nice and quick Reviewed on: 16th April 2025

From application to receiving loan the process was v...

From application to receiving loan the process was very clear and straightforward. Highly recommend Zopa. Reviewed on: 16th April 2025

I found Zopa to be extremely helpful and very good w...

I found Zopa to be extremely helpful and very good when I needed a loan Reviewed on: 16th April 2025

Swift and clear process during the application

Swift and clear process during the application Reviewed on: 16th April 2025

Recommended company.

Recommended company. Easy to use app. Money arrived quickly. Reviewed on: 16th April 2025

Good service.

Good service. No difficult in getting through Reviewed on: 16th April 2025

I have been a customer with zopa for years and have...

I have been a customer with zopa for years and have always had a positive experience. Always lowest Apr for loans too. Reviewed on: 16th April 2025

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