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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Good and excellent communication reliable

Good and excellent communication reliable Reviewed on: 16th April 2025

Nice and easy

Simple from start to finish very simple nice and quick Reviewed on: 16th April 2025

From application to receiving loan the process was v...

From application to receiving loan the process was very clear and straightforward. Highly recommend Zopa. Reviewed on: 16th April 2025

I found Zopa to be extremely helpful and very good w...

I found Zopa to be extremely helpful and very good when I needed a loan Reviewed on: 16th April 2025

Swift and clear process during the application

Swift and clear process during the application Reviewed on: 16th April 2025

Recommended company.

Recommended company. Easy to use app. Money arrived quickly. Reviewed on: 16th April 2025

Good service.

Good service. No difficult in getting through Reviewed on: 16th April 2025

I have been a customer with zopa for years and have...

I have been a customer with zopa for years and have always had a positive experience. Always lowest Apr for loans too. Reviewed on: 16th April 2025

Fast and easy

So easy to deal with fast decision and good rates on the loan Reviewed on: 16th April 2025

All positive , easy to deal with company and would b...

All positive , easy to deal with company and would be more than happy to use them again Reviewed on: 16th April 2025

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