Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Fast and easy

So easy to deal with fast decision and good rates on the loan Reviewed on: 16th April 2025

All positive , easy to deal with company and would b...

All positive , easy to deal with company and would be more than happy to use them again Reviewed on: 16th April 2025

Straight forward and easy to understand, I knew exac...

Straight forward and easy to understand, I knew exactly what I was paying for. There were no hidden charges and the whole process went very smoothly Reviewed on: 16th April 2025

Easy and good value

Very easy to navigate website for loan and competitive rates. Reviewed on: 16th April 2025

The application process was very straightforward.

The application process was very straightforward. Reviewed on: 16th April 2025

The Zopa is good

The apps is simple to use. The regular credit scores are useful and they do inform you of other products on a regular basis Reviewed on: 16th April 2025

Excellent service

Easy to deal with quick to send money over and app is easy too use Reviewed on: 16th April 2025

Wow it's great experience Easy to contact customer s...

Wow it's great experience Easy to contact customer service and great workers to handle the issues Reviewed on: 16th April 2025

Excellent experience with you and value your service

Excellent experience with you and value your service Reviewed on: 16th April 2025

Wry quick and efficient process, money in account st...

Wry quick and efficient process, money in account straight away. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Heart Paydays 0.00 from 0 reviews
Logbook Loan
from AutoMoney 4.01 from 1 reviews
Payday loans
from Cashfloat 4.77 from 679 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub