Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

View other Zopa products

4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Always fair, prompt and a responsible lender who can...

Always fair, prompt and a responsible lender who can be trusted Reviewed on: 16th April 2025

Fantastic

Quick decision after applying for my loan and quick pay out. Anytime I've ever had to contact Zopa the call was dealt with in a very professional manner. Reviewed on: 16th April 2025

quick very easy and can get through when need to tal...

quick very easy and can get through when need to talk about there products Reviewed on: 16th April 2025

Great service

Straightforward application and always keeping you updated Reviewed on: 16th April 2025

Easy to use, knew where you stood at all stages and...

Easy to use, knew where you stood at all stages and money on account in know time Reviewed on: 16th April 2025

Excellent service customer support

Excellent service customer support Reviewed on: 16th April 2025

Very easy to apply and the app is brilliant

Very easy to apply and the app is brilliant Reviewed on: 16th April 2025

Quick friendly service

Quick friendly service 10/10 customer services Reviewed on: 16th April 2025

Excellent company

Excellent company, have had no issues at all Reviewed on: 16th April 2025

Zopa platform is user friendly and easy to follow.

Zopa platform is user friendly and easy to follow. Loan was approved in minutes.Very pleased. Would recommend. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Heart Paydays 0.00 from 0 reviews
Logbook Loan
from AutoMoney 4.01 from 1 reviews
Payday loans
from Cashfloat 4.77 from 679 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub