Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69082)

Easy navigation and application.

5
Easy navigation and application. Quick response time. Reviewed on: 16th April 2025

Thoroughly fantastic experience from start to finish

5
Thoroughly fantastic experience from start to finish Reviewed on: 16th April 2025

Recommend 100% very good intrest great

5
Recommend 100% very good intrest great Reviewed on: 16th April 2025

Seamless money in my Account within hours

5
Seamless money in my Account within hours Reviewed on: 16th April 2025

Easy to apply.

5
Easy to apply. Good rate of interest, especially for someone without great credit. Great service. Reviewed on: 16th April 2025

Good helpful

5
Good , helpful and not extortionate Reviewed on: 16th April 2025

Very fast and reliable service with very good rates

5
Very fast and reliable service with very good rates Reviewed on: 16th April 2025

Excellent all round good experience

5
Excellent all round good experience Reviewed on: 16th April 2025

Absolutely no problems at all and I would highly rec...

5
Absolutely no problems at all and I would highly recommend Zopa Reviewed on: 16th April 2025

ZOPA. BEST CHOICE!

5
The best company, always helpful very profesional zero problems HIGHTLY reccomend it Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44340 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products