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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Amazing way to get access to financial products

Excellent app quick process excellent delivery Reviewed on: 16th April 2025

Vneed a loan I recommend zopaery easy to apply.

Very easy to apply. Quick decision and good communication. Very happy with service received Reviewed on: 16th April 2025

Great bank

Great service, fast and reliable app. Reviewed on: 16th April 2025

Quick, easy and simple to apply.

Quick, easy and simple to apply. The money was in my account as soon as the loan was processed. They checked in and made sure I knew about all the policies and procedures. Reviewed on: 16th April 2025

Responsible and sensible lenders.

Always found them to be helpful and sensible lenders. Reviewed on: 16th April 2025

Zopa should be the first choice the loan I received...

Zopa should be the first choice the loan I received was delivered with first rate service, it was quick and easy. The online app made accessibility easy and my questions were quickly answered, I have no complaints and would readily use them again. Reviewed on: 16th April 2025

Totally hassle free loan experience.

Totally hassle free loan experience. Quick to apply, quick decision & money in the bank straight away. Can't complain Reviewed on: 16th April 2025

Great Service

Really easy and quick service. Had no problems with the online application. Money was in my account within 20 minutes. Reviewed on: 16th April 2025

Extremely helpful.

Extremely helpful. Had a loan and credit card with them. Reviewed on: 16th April 2025

Got a loan paid it back before it was due...

Got a loan paid it back before it was due Reviewed on: 16th April 2025

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