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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Absolutely no problems at all and I would highly rec...

Absolutely no problems at all and I would highly recommend Zopa Reviewed on: 16th April 2025

ZOPA. BEST CHOICE!

The best company, always helpful very profesional zero problems HIGHTLY reccomend it Reviewed on: 16th April 2025

Amazing way to get access to financial products

Excellent app quick process excellent delivery Reviewed on: 16th April 2025

Vneed a loan I recommend zopaery easy to apply.

Very easy to apply. Quick decision and good communication. Very happy with service received Reviewed on: 16th April 2025

Great bank

Great service, fast and reliable app. Reviewed on: 16th April 2025

Quick, easy and simple to apply.

Quick, easy and simple to apply. The money was in my account as soon as the loan was processed. They checked in and made sure I knew about all the policies and procedures. Reviewed on: 16th April 2025

Responsible and sensible lenders.

Always found them to be helpful and sensible lenders. Reviewed on: 16th April 2025

Zopa should be the first choice the loan I received...

Zopa should be the first choice the loan I received was delivered with first rate service, it was quick and easy. The online app made accessibility easy and my questions were quickly answered, I have no complaints and would readily use them again. Reviewed on: 16th April 2025

Totally hassle free loan experience.

Totally hassle free loan experience. Quick to apply, quick decision & money in the bank straight away. Can't complain Reviewed on: 16th April 2025

Great Service

Really easy and quick service. Had no problems with the online application. Money was in my account within 20 minutes. Reviewed on: 16th April 2025

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