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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69091)

Amazing way to get access to financial products

5
Excellent app quick process excellent delivery Reviewed on: 16th April 2025
Andrea Brown's avatar
Andrea Brown

Vneed a loan I recommend zopaery easy to apply.

5
Very easy to apply. Quick decision and good communication. Very happy with service received Reviewed on: 16th April 2025
JULIE P's avatar
JULIE P

Great bank

5
Great service, fast and reliable app. Reviewed on: 16th April 2025
Mazen's avatar
Mazen

Quick, easy and simple to apply.

5
Quick, easy and simple to apply. The money was in my account as soon as the loan was processed. They checked in and made sure I knew about all the policies and procedures. Reviewed on: 16th April 2025
whizzo's avatar
whizzo

Responsible and sensible lenders.

5
Always found them to be helpful and sensible lenders. Reviewed on: 16th April 2025
Dave V's avatar
Dave V

Zopa should be the first choice the loan I received...

5
Zopa should be the first choice the loan I received was delivered with first rate service, it was quick and easy. The online app made accessibility easy and my questions were quickly answered, I have no complaints and would readily use them again. Reviewed on: 16th April 2025
James Woodburn's avatar
James Woodburn

Totally hassle free loan experience.

5
Totally hassle free loan experience. Quick to apply, quick decision & money in the bank straight away. Can't complain Reviewed on: 16th April 2025
Alley's avatar
Alley

Great Service

5
Really easy and quick service. Had no problems with the online application. Money was in my account within 20 minutes. Reviewed on: 16th April 2025
Caroline P's avatar
Caroline P

Extremely helpful.

5
Extremely helpful. Had a loan and credit card with them. Reviewed on: 16th April 2025
Michael C's avatar
Michael C

Got a loan paid it back before it was due...

5
Got a loan paid it back before it was due Reviewed on: 16th April 2025
Ciaran P's avatar
Ciaran P

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