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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great customer experience.

Great customer experience. Applying was easy and the money arrived instantly. Reviewed on: 16th April 2025

So efficient to set-up, quick decisions, clear websi...

So efficient to set-up, quick decisions, clear website and good communication. Really impressed. Reviewed on: 16th April 2025

Excellent company.

Excellent company. Simple to use. Reviewed on: 16th April 2025

Fantastic customer support ad a timely turnaround pr...

Fantastic customer support ad a timely turnaround provided for funds Reviewed on: 16th April 2025

I've had 2 loans and they were very easy to arrange...

I've had 2 loans and they were very easy to arrange and I got a fast decision on them both. Reviewed on: 16th April 2025

Great service and very smooth process .

Great service and very smooth process . Reviewed on: 16th April 2025

Super service and APP

Zopa's system is speedy and accurate, the app pretty much covers all needs but the support team are there when you need them Reviewed on: 16th April 2025

Easy process from start excellent finish

Easy process from start to finish Reviewed on: 16th April 2025

Professional, hassle free and easy to use.

Professional, hassle free and easy to use. Very impressed Reviewed on: 16th April 2025

They were very helpful and I am very happy with...

They were very helpful and I am very happy with them, they are the best Reviewed on: 16th April 2025

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