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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69088 reviews)

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4.91

Based on 69,088 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69088)

Thorough and quickly paid into account

Thorough and quickly paid into account Reviewed on: 16th April 2025

Great company to be with, easy to use App and great...

Great company to be with, easy to use App and great product range Reviewed on: 16th April 2025

Great customer experience.

Great customer experience. Applying was easy and the money arrived instantly. Reviewed on: 16th April 2025

So efficient to set-up, quick decisions, clear websi...

So efficient to set-up, quick decisions, clear website and good communication. Really impressed. Reviewed on: 16th April 2025

Excellent company.

Excellent company. Simple to use. Reviewed on: 16th April 2025

Fantastic customer support ad a timely turnaround pr...

Fantastic customer support ad a timely turnaround provided for funds Reviewed on: 16th April 2025

I've had 2 loans and they were very easy to arrange...

I've had 2 loans and they were very easy to arrange and I got a fast decision on them both. Reviewed on: 16th April 2025

Great service and very smooth process .

Great service and very smooth process . Reviewed on: 16th April 2025

Super service and APP

Zopa's system is speedy and accurate, the app pretty much covers all needs but the support team are there when you need them Reviewed on: 16th April 2025

Easy process from start excellent finish

Easy process from start to finish Reviewed on: 16th April 2025

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