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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Chuckles

5
Easy to use app give good information like the fact you can contact my bank to my card Reviewed on: 16th April 2025

All good no problems very helpful stafe

5
All good no problems very helpful stafe Reviewed on: 15th April 2025

Very good have no problem excellent

5
Very good have no problem excellent Reviewed on: 15th April 2025

I can't falt zopa, excellent service and card

5
I can't falt zopa, excellent service and card Reviewed on: 15th April 2025

wanted a personal loan, it was so simple ,and I did...

5
wanted a personal loan, it was so simple ,and I did it all on line. Reviewed on: 15th April 2025

I've been using zopa for just short of a year and ne...

5
I've been using zopa for just short of a year and never had a bad experience with them. Their customer service is great especially when it comes to helping to navigate the app Reviewed on: 15th April 2025

Helpful service

5
Love zopa very good service very helpful low interest loans Reviewed on: 14th April 2025

good from the start , helpful customer service

5
good from the start helpful customer service Reviewed on: 14th April 2025

Simple reliable loan company

5
Loan offer was made quickly. Terms were fully explained. And the app helps me to see what I have left to pay. And if I wanted another loan it informs me when I'm eligible. Reviewed on: 13th April 2025

10/10 excellent

5
Just a great company easy to use and very good app Reviewed on: 13th April 2025

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