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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

first class service

a very good service and most helpful Reviewed on: 4th January 2018

Easy and Friendly

Simple approach with no hassles, friendly customer service with a payment plan that suited my circumstances.. Reviewed on: 4th January 2018

So simple!

I couldn't have found the whole process of applying for a peer-to-peer loan any easier. Would recommend highly! Reviewed on: 4th January 2018

Very happy

I received good efficient service with a reasonable interest rate. Was very happy. Reviewed on: 4th January 2018

Life changing service

After trawling the internet looking for loan deals. Zopa has stood out by far after being recommend to me by a friend. The flexible service you receive is clear and easy to apply for. I was given my loan in a couple of days and can over pay back if I like at no extra charge! These are the loans of the future. Hassle free! Reviewed on: 4th January 2018

Fast and easy to apply

All sorted really quickly. No paperwork all done online. Will definitely recommend. Reviewed on: 4th January 2018

As good as it gets

Can't recommend them enough. I dreaded the paperwork, application process, decision... and it all happened in matters of days (or was it hours?) Look no further than Zopa! Reviewed on: 4th January 2018

No hassle loan

Straight forward application process, I’m a returning customer & recommend this company. You know exactly in black & white your repayments, early settlement etc at a click of a button. Reviewed on: 4th January 2018

A perfect and amazing company

I applied for the loan and Zopa accomadated me immediately. Which eased my stress and helped me use the money effectively. Reviewed on: 4th January 2018

Friendly quick service with very good rates

Boiler packed up December 2015 Checked Martin Lewis' site for best recommended loans and Zopa came up first ..new boiler was installed in the January panic over. Very good rates very quick service thankyou Zopa Reviewed on: 4th January 2018

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