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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Brilliant service

Absolutely brilliant company to deal with and contact, I never have any issues Reviewed on: 4th January 2018

The loans people

Easy to apply for a loan. Clear terms and conditions. Fast response, and excellent service. Reviewed on: 4th January 2018

Very competitive No drama loans...

Easy to apply, simple paperwork, great website, fantastic customer service and best of all cheaper than my bank it’s a win win Company.... Reviewed on: 4th January 2018

Great loan

Quick decision low interest rate excellent service Reviewed on: 4th January 2018

Best we found

Zopa were great, very helpful and friendly and made the whole process super smooth and efficient - couldn't ask for more. Reviewed on: 4th January 2018

Simple process and a great experience

A straight forward and simple application with a no fuss atttiude...5* service and best of all lower rare than the my bank !... Reviewed on: 4th January 2018

A safe and respectful lender

Zopa provided us with a very quick and efficient service, great rates and felt like a safe pair of hands. We also like the easy exit approach allowing you to pay off the loan early. Reviewed on: 4th January 2018

Fast and Fantastic

A very fast process which provides an excellent customer journey and exceptional after care. Reviewed on: 4th January 2018

Super fast response, low interest.

Quick approval, quick response and quick money transfer. Reviewed on: 4th January 2018

Hassle free finance

Filled in the online form, emailed a couple of pieces of paperwork, 2 days later the money was in my account. Couldn't be easier! Reviewed on: 4th January 2018

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