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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Lending/borrowing with pride

In a nutshell...I've been borrowing from Zopa for many years and wouldn't search anywhere else. I like the ethos of this principle of banking. Reviewed on: 4th January 2018

Easy to Work with

ZOPA - Helpful with Queries They do the best they can to ensure that you get the best service possible. Angus Brown Reviewed on: 4th January 2018

Fantastic and Fair

Was nice to find a lender that doesn't just want to cash in on high interest rates they really care about helping you and delivering a great customer service. Reviewed on: 4th January 2018

Simply the best!

Very quick and easy application, no hastle or worries. Easy to understand and monies paid quickly. Reviewed on: 4th January 2018

Great customer service and good loan deal

Any dealings with the company have been very good and competitive and have recommended to others also Reviewed on: 4th January 2018

Easy and helpful

Was easy to apply and quick response Reviewed on: 4th January 2018

First class

Excellent, easy, first classs company to deal with Reviewed on: 4th January 2018

Competent company with average website

The rates are quite good. The website does not give enough control over loan management. Reviewed on: 4th January 2018

Great

Very easy to get a loan I got my loan in 2 days Reviewed on: 4th January 2018

Great company. Would use again.

Was accepted with a great loan rate. Can easily keep track of payments and the website is very simple and informative. Reviewed on: 4th January 2018

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