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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Exactly what you expect

Everyone goes through hard times and zopa helped me very much and there are no hidden fees what you see is what you get, im very happy with my loan. Reviewed on: 4th January 2018

Go for it

I needed a loan and got one straight away with Zopa. The thing I liked about Zopa is how they welcomed, me never seen that before and the way they did it was so warm and friendly like they had known me a long time.So if I was to recommend anyone to get a loan I would recommend Zopa. Reviewed on: 4th January 2018

Life saving

Really easy straight foward service, managed to consolidate my debt into one affordable loan. Reviewed on: 4th January 2018

Quick and easy

Straight forward and easy application forms, quick reply on acceptance and very quick money transfer once we accepted. Reviewed on: 4th January 2018

Can't recommend Zopa more!!!

The best value on the market, trusted brand, great customer service where you can talk to actual people not machines and super user-friendly and accessible. Reviewed on: 4th January 2018

Value loan

Solar have proved to be a loan provider that values it's customers. Reasonable rates and good friendly service. What's not to like Reviewed on: 4th January 2018

Zopa - a great way to get a loan

Easy to use on-line web site with cheap loans to boot and great flexibility on paying back loan early Reviewed on: 4th January 2018

Perfect no hassle

Very good fast service no hassle no stress Reviewed on: 4th January 2018

Ease of access seeing a loan

Today I applied for a loan with three months remaining of my previous loan I was approved of in a few minutes Very simple and uncomplicated process Great APR in my case Yes I would recommend to friends and family Reviewed on: 4th January 2018

Super rates beat my bank who iv banked with for years

Would most definitely go with Zopa again Wouldn't use anyone else Great service and loan was arranged swiftly and efficiently Reviewed on: 4th January 2018

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