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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

easy to use

easy to use site, quick decision, will use again Reviewed on: 4th January 2018

Easy, hassle free and great rates.

The easiest application I've ever filled out. The friendliest people I've talked to on the phone and the best rate offered anywhere. I don't get an income in GBP and even then it was still a simple process to apply and gain the finances I needed. I already have and will continue to recommend zopa to friends and family. Reviewed on: 4th January 2018

Fast and friendly service

I applied for a loan from zopa and was really impressed with getting a fast, thorough and quality process and loan thank you so much Reviewed on: 4th January 2018

A really great decision

I nearly went with a ban for my loan which would have cost me a lot more than it has done. I found ZOPA customer services to be really helpful and efficient and I like the fact that it is an ethical organisation. Reviewed on: 4th January 2018

Simplicity

Very simple process to apply quick response, Excellent website. Reviewed on: 4th January 2018

fast

Simple you work you have fast loan lees charge Perfect Reviewed on: 4th January 2018

Quick and Easy

Applied for a loan after looking online, Zopa had the cheapest repayments, loan was approved, and within a couple of days the money was in my account, would recommend Zopa to anyone who needs a loan. Also, there is no charge if you repay your loan early. Reviewed on: 4th January 2018

The future is Fintech

Zopa provide an easy and efficient service delivering better value than a high street bank. Reviewed on: 4th January 2018

Very quick very efficent

They tell you right away if you have been accepted. The rate they display is rate you will be offered. No waiting, you know exactly were you stand. Everything is up front no hidden charges. Would recommend to all who have good credit. Reviewed on: 4th January 2018

Top loan provider

Such and easy experience. Straight forward and clear with very good interest rates. Top quality Reviewed on: 4th January 2018

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