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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy borrowing of cash

Today I applied for a new loan still having three months to pay off of my previous loan It was so easy Happy with the APR Simply had to answer very few questions Received an email saying I was approved and the money would be in my account Happy thank you. Reviewed on: 4th January 2018

Better conditions. Fast!

Just on time. I'll save several thousands during the life of my loan. Reviewed on: 4th January 2018

A loan

The application was straightforward, there was no guarantee until the process was reviewed. I felt happy with the way it was executed and the interest rate was excellent. Staff were friendly, knowledgeable and new their job. I know where to go again if I need to. Reviewed on: 4th January 2018

Simple & Clear money lending service

As the title of my review says, simple & clear money lending service. From the loan application right through to logging in for your online account summary. It,s swift,simple & safe. The big banks have lots to learn in customer care, retention and customer satisfaction. Next time you are considering a loan for your next project or adventure around the World, check Zopa. As here you will be swimming with Dolphins and not Sharks! Reviewed on: 4th January 2018

Best loan ever

This is the best loan ever I've been approved with lowest interest and fast payment. I love you ZOPA people Reviewed on: 4th January 2018

Excellent and simple

So easy to get done no hassle and loan approved in 15 mins Reviewed on: 4th January 2018

Fab service

Easy quick and simple! Money in the next day. Reviewed on: 4th January 2018

Great for car loans

Brilliant service quick desicion really pleased with loan agreement Reviewed on: 4th January 2018

Highly recommended!

Zopa has offered great terms when I needed a relatively small loan to buy a car. Incomparably better terms than large banks. Checks were done quickly and easily, and money arrived to my account very soon. Reviewed on: 4th January 2018

Fantastic trouble free experience

Used Zopa several times for personal loans up to 10k and would not use or recommend anyone else. Reviewed on: 4th January 2018

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