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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Fantastic, quick and easy

5
The service is so easy to use and everything is clear from the start on costing. Reviewed on: 4th January 2018

Great loans, very quick and prompt everybtime

5
Inhad excellent experience with Zopa, Very flexible, good rates and transparent Reviewed on: 4th January 2018

Easy to setup online, no hassle payments, excellent all round.

5
Needed a loan quickly to cover cost of new car. Easily beat rivals in terms of ease, access to money and communication. Will get another loan when my wife needs a new car soon! Reviewed on: 4th January 2018

Amazing

5
Very good loan company. I would recommend it to everyone. Reviewed on: 4th January 2018

Easy experience

5
The process to get the loan was extremely easy and painless. Reviewed on: 4th January 2018

Quick and easy to do

5
The whole experience was quick and easy to complete with competative intrest rates Reviewed on: 4th January 2018

Zopa

5
Great! Zopa helped me when i was desperate to move house. Reviewed on: 4th January 2018

Great to deal with.

5
Easy to apply Great rates of interest Manage online Fantastic customer care What more could one say! Reviewed on: 4th January 2018

Zopa has been amazing

5
Zopa was so easy to deal with one call and my loan was sorted. They even gave me a good rate. Reviewed on: 4th January 2018

Ease of Use

5
Used Zopa multiple times. Excellent service with great customer service Reviewed on: 4th January 2018

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