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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Simple transparent service

I recently took a loan with Zoopa and I was surprised at how easy the process was. I was kept completely informed throughout the process and received the cash very quickly. I would definitely recommend them. Reviewed on: 4th January 2018

Easy & Simple

From start to finish the entire process of taking out a loan is always easy and straight forward. Their customer service is also fantastic. Reviewed on: 4th January 2018

Easy peasy

No problems setting up or administering the current deal Reviewed on: 4th January 2018

New car

Great customer service, better deals then deals in Bank. I borrow couple thousand pounds for new car, pay back if you want tomorrow or monthly, excellent. Reviewed on: 4th January 2018

Simple and clear

The whole process is very easy and the company are very careful to ensure that all points are clear (such as interest rates, and what happens if anything goes wrong). From application to loan completion was very quick too. The pain of dealing with normal banks was blown away by the simple nature of dealing with Zopa. Reviewed on: 4th January 2018

Great, simple loans.

Setting up loan was effortless and quick. Rates can’t be beat and the online account management is fantastic. Reviewed on: 4th January 2018

Amazing service - Always recommending to friends !

I am a returning customer to Zopa, and find your service prompt, very friendly, with almost unbelieveable rates! A pleasure to deal with, and if I hear of any friends/family shopping for loans, I always recommend Zopa, and enthusiastically encourage them to use you guys! Thank you for helping me along my way, I couldn’t have done it without you :) Reviewed on: 4th January 2018

A great company, easy to deal with, a refreshing change

I've had two loans now with Zopa... A great company with an easy to use platform and interface. Good rates and you can pay off a bit more if you feel like it . I hope Zopa win the award again Reviewed on: 4th January 2018

Quick and easy money

Had a wedding coming up and zopa was there to help me have a great day Reviewed on: 4th January 2018

Great help

Quick process and very helpful. Would definitely recommend Reviewed on: 4th January 2018

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