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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Best rate around, excellent terms and super speedy service

Being free lance I was worried that I might not qualify for the best rate possible. Through Zopa's clear and easy to use website, I got an answer immediately in my favour. From there the details were super easy to sort out and I received my loan very quickly with zero trouble. I researched a lot of different loans and Zopa had the best by far, particularly with regards to low rates and ease of making early payments. Have been recommending to all my friends and family. Reviewed on: 4th January 2018

car loan

I was looking for a loan to buy a car, and was messed about a bit by other loan company's , no problem with zopa, arranged and money in my bank in a couple of days , good rates as well Reviewed on: 4th January 2018

Need a loan.... ..... ZOPA is the one!!

Great rates, Quick & simple application process, No penalty for early repayment Reviewed on: 4th January 2018

Positive!

A pleasure to deal with & a simple to use and efficient website that enables you to check progress and history of all loans with ease! I have already recommended to several friends. Reviewed on: 4th January 2018

Borrowing

Great no hassle service, very quick for answer and money in bank. Reviewed on: 4th January 2018

Great Service and very efficient

I got a loan for £10k to buy a motorhome, it all went through very easily and there have been no surprises Reviewed on: 4th January 2018

Super fast & easy

I thought zopa were very fast acting & so simple to apply for. Would highly recommend. Reviewed on: 4th January 2018

Great service

Easy to use, very responsive on email. Happy to recommend Reviewed on: 4th January 2018

Great Service

Great service provided by zoopa. Quick and easy process and great customer service. Reviewed on: 4th January 2018

No hassle and easy

Really easy to apply and set up, was really impressed Reviewed on: 4th January 2018

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