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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Third Loan with Zopa

Excellent service money is cleared within days. Reviewed on: 4th January 2018

Great Experience

This was the first time I had used Zopa. Rate was great and the whole application and approval experience was so easy and quick. Would highly recommend to anyone looking for a loan Reviewed on: 4th January 2018

Absolute delight to deal with!

For me its the value they add to the consumer in how they help you manage your product. I was originally with a dated product at a traditional bank, with Zopa I can manage this online and make changes to my product(s) as often and as much as I like, this for me represents great flexibility in being able to manage my product and makes my life a hell of a lot easier. I didn't get that from Natwest (of which I was a customer for financial products for over 15 years) Zopa has added real value and offer a refreshing approach to a dated industry. Reviewed on: 4th January 2018

Simple, quick & hassle free

I originally decided to borrow some money for a purchase of a new vehicle. Upon doing a quick bit of research, Zopa stood out head and shoulders above the rest in Interest pavements. I’d not heard of this company before I started looking but during the past few months I have been looking at doing some home refurbishments and again I checked which company offered the best in interest payments and once again Zopa was above and well beyond any other in sight for a small loan. Highly recommend Zopa, Iv never missed a re-payment there has never been any hassle and I’m really happy with my experience with Zopa. Thank you Sam Reviewed on: 4th January 2018

Fabulous

So easy to apply and quick outcome. It has been such an easy process and helped me get my finances and credit score back on track. Great customer services too! Reviewed on: 4th January 2018

Customer service

Excellent customer service emailed within a couple of days to let me know I’d been successful in my loan. Highly recommended Reviewed on: 4th January 2018

A better of borrowing

for good rates -go zopa------for ease of borrowing -go zopa-----for effiecient and friendly service -go zopa Reviewed on: 4th January 2018

Easy and flexible

Took out a loan for a car, it was quickly processed and flexible as I can over pay or pay off the loan without a penalty, as well as a great interest rate. Reviewed on: 4th January 2018

Zopa is great

Zopa was the fastest and easiest loan I've ever applied for, the interest rates were also the best. Thankyou Reviewed on: 4th January 2018

Amazing experience

I needed a loan for consolidation of debt and was done within minutes brilliant service Reviewed on: 4th January 2018

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