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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

No Fuss Way To Get A Loan

I've only required a couple of personal small loans for home improvements and a new vehicle. With Zopa the whole experience was hassle free, good value and approved instantly. Zopa also keep in touch, so I don't feel like an impersonal number. I would recommend anyone to try Zopa first when looking for a loan Reviewed on: 4th January 2018

Easy

No waiting and paperwork. Easy way to get borrow. Just enjoy your life. Reviewed on: 4th January 2018

TROUBLE FREE

VERY EASY TO ORGANISE AND VERY GOOD CUSTOMER SERVICE Reviewed on: 4th January 2018

Needed load to pay off our wedding

Took out a personal lian to cover wedding costs was easy simple and relatively quick. Would recommend Reviewed on: 4th January 2018

No other company like it.

Straight forward process and easy to deal with. Reviewed on: 4th January 2018

brilliant straight forward

very satisfied good rates would recommend anytime Reviewed on: 4th January 2018

Excellent and speedy service

Online application about as easy as it can get with a fast response with a decision. Reviewed on: 4th January 2018

Superbly simple

Easy, effective access to funding, with simple communication Reviewed on: 4th January 2018

Fast, friendly, easy to arrange

It is the all round best way to borrow money. Very competitive rates, fast applications an fast response and brilliant communication. Would defiantly recommend and use again should I need to. Overall excellent!!! Reviewed on: 4th January 2018

Excelent Service , quick and easy

Very fast and efficient and helpful Thanks Reviewed on: 4th January 2018

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