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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Best loan company I've used :)

Zopa is brilliant! :) low Apr and very easy company to use :) I recommend to all my family and friends when looking for a loan :) Reviewed on: 4th January 2018

Top banana

Quick and easy, money was in my account the next day... Simply Brilliant.. Reviewed on: 4th January 2018

cheapest

Comparing with other offers,their offer was acceptable. Reviewed on: 4th January 2018

Zopa is amazing

Zopa has made it very easy and affordable to take a loan. The best company I’ve dealt with. Reviewed on: 4th January 2018

Excellent

It has always been so easy and simple using Zopa.....all the details of a loan clearly explained... Reviewed on: 4th January 2018

Quick, easy, personal service

Zopa manages to be both extremely quick and simple to organise online while also managing to feel personal, friendly and approachable. Mine was organised in minutes and it’s so easy to update of check your account whenever necessary. I had a call with a customer service rep who reassured me before I applied (I was nervous about taking out a loan). Very impressed, would 100% recommend. Reviewed on: 4th January 2018

Simple and stress-free borrowing

I found borrowing with Zopa was a quick and simple process. The money was in my account without any hassle. The website is easy to navigate when you want to check how much you still owe and early repayments are stress-free and straight-forward. I would recommend Zopa to friends and family. Reviewed on: 4th January 2018

Quick, easy and great value

We’ve had a number of personal loans from Zopa for consolidating debts, buying a car etc and have always been extremely impressed with the competitive rates, customer service and speed. I wouldn’t hesitate to recommend to any of my family and friends and already a number of them have taken out Zopa loans on the back of our recommendation. Reviewed on: 4th January 2018

Clarity, straight answers to my questions. Excellent online experience.

I’ve been using Zopa for a while and I’m always impressed by their service. Rates are competitive and customer service is top class. Reviewed on: 4th January 2018

Smooth, Simple, Super

Easy to apply, easy to understand, first class customer service, can not fault the team at ZOPA Reviewed on: 4th January 2018

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