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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent service

5
Zopa has been very straightforward to deal with and we find there has been a minimun of fuss which has made our dealing with them a pleasure. Excellent company and service provider. Reviewed on: 4th January 2018
John Macleod's avatar
John Macleod

Quick and easy

5
Had 2 loans accepted quickly, paid money quickly, Great Rates Reviewed on: 4th January 2018
James Alexander Patrick Kane's avatar
James Alexander Patrick Kane

Best straight forward

5
Best hassle free No sales advisors No commission hungry advisors Reviewed on: 4th January 2018
Hammad Ali's avatar
Hammad Ali

Awesome

5
Easy to deal with and don’t get flooded with jargon loaded tosh! Good Guys. Reviewed on: 4th January 2018
Bill Antill's avatar
Bill Antill

Decent online portal.

3
Online portal is handy, rates are not brilliant as I had a good credit rating when applying but still only offered a sub prime rate of 10%. Even though the loan was offered at 3.6% (roughly) Reviewed on: 4th January 2018
Dean Farrimond 's avatar
Dean Farrimond

Quick and easy

5
A completely painless experience. A quick decision and a quick payment. Reviewed on: 4th January 2018
Matthew Dunn's avatar
Matthew Dunn

So easy ...

5
Brilliant service from Zopa and probably the easiest loan application and approval service I have ever had! Went to them following a painful conversation with Sainsburys loans and so pleased I did. Reviewed on: 4th January 2018
Richard Taylor 's avatar
Richard Taylor

Easy efficient service

5
I have had no issues with zopa, the provide good rates and an easy to use service Reviewed on: 4th January 2018
Amber-Rose Stokes's avatar
Amber-Rose Stokes

A.M.A.Z.I.N.G! Small loan for a small business.

5
Zopa helped me get my small business off the ground in 2017 and heading into to 2018 Amazing Graze Catering is set for bigger and better things. I couldn't have done it without Zopa. From the easy application to the speed the funds were received to the user friendly interfcae, Zopa did not disappoint and would be my provider of choice from now on! Reviewed on: 4th January 2018
sophie maguire's avatar
sophie maguire

Trustworthy and great

5
The interest rate given was fair considering my credit rating. It was really easy to make early payments at no extra cost. I trust the company. Reviewed on: 4th January 2018
Evie Cornock's avatar
Evie Cornock

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