Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Quick n easy loan

I was looking for a loan with great rates, got recommended to Zopa, so looked online and quick n easy.....I had my loan I needed with rates & time to repay that suited me ! Reviewed on: 4th January 2018

Simple, easy, informed

I saved a LOT of money by getting a loan from ZOPA, rather than taking out finance on a nearly new car. The process for applying for the loan was much easier than applying for finance on my car. The communication through out the process was reassuring and informative. What more could you ask for? Reviewed on: 4th January 2018

Brilliant , no hassle personal loans

Clutter free, clear and unambiguous is how I find Zopa. I needed some funds urgently and I used Zopa for the first time. The whole process was efficient and seamless and I got the funds the same day. The onsite portal is brilliant and very clear and provides all the info I need to manage my loans. Highly recommended! Reviewed on: 4th January 2018

Great company

Hassle free and very quick to use, I've found Zopa an extremely good company to deal with and have recommended them to friends and family. Reviewed on: 4th January 2018

Quickest most convenient way to organise a loan. Superb customer friendly website.

I researched best company, loved what I read about Zopa!! Reviewed on: 4th January 2018

Clean, fast and trustworthy

I was in need of some extra cash and came to Zopa following comparison website. The website is clean, clutter-free and super easy. The system calculated my likely rates based on my answers. The email and phone support were amazing and their guidance was spot-on for a first-time borrower like me. After receiving all the rates and eligibility (without impacting my credit history), I went ahead with the online application. Loan money was in my account on the 2nd day! The interest rate and amount were as promised. It was easy to change the direct debit date via the online system, and I will be able to make complete repayment without being penalised for it. It was a happy and stress-free experience! Reviewed on: 4th January 2018

Great

Great service an brilliant team when I needed to change my payment date. Would 100% recommend Reviewed on: 4th January 2018

Great Service!

Easy, hassle free loans with good rates and great service Reviewed on: 4th January 2018

Fast and good rates

The money arrived in my bank account next day and the rates much better than others lender Reviewed on: 4th January 2018

Easy and good

Very quick and easy, love that early repayments deduct interest Reviewed on: 4th January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Payday Loan
from 247Moneybox 3.64 from 65 reviews
Loans
from South Manchester Credit Union 4.90 from 411 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub