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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Pretty good

Easy to use and quick! Also you fees for early repayment Reviewed on: 3rd January 2018

The acceptable face of finance.

Zopa saved my skin a few years back and took a (calculated) punt on me with a loan. Over the years my circumstances have altered and I now get better rates. I have never let them down, nor they, me. One day I hope to be an investor rather than a loan recipient. Reviewed on: 3rd January 2018

Fast, Easy, Modern, Reliable

Loan companies don't have the greatest reputation but Zopa turned the whole industry on it's head. Easy to deal with, I received cash in my bank account super fast. They have a modern and unfussy approach unlike a lot of traditional banks and don't constantly SPAM you with unless information. Definitely recommend and I will definitely use them again for my next large purchase. Reviewed on: 3rd January 2018

Quick and easy

Very quick and easy no hassle loan company. I've had 3 loans over the years and would definitely recommend to anyone Reviewed on: 3rd January 2018

Great lenders

Very likely, it was very easy to obtain my loan & they give the best rate around, no competition in my opinion Reviewed on: 3rd January 2018

Simple and Stress Free

I required a loan for a car offer searching many sites Zopa provided the easiest and user friendly service. All funds were transferred within 24hrs. A real positive is that I can keep track of my loan via their website. It’s real pleasure to use and gives me great confidence into peer to peer lending. Reviewed on: 3rd January 2018

Excellent

I have used Zopa now a couple of times over the past 6 to 7 years, each time for purchasing a new car. On each occasion the online experience was stress free, straight forward and clear from start to finish. The online dashboard is also an excellent facility. Simple and all relevant information at your fingertips. I would highly recommend Zopa to anyone. Reviewed on: 3rd January 2018

Easiest loan to get

I was amazed how easy and straight forward it was to get a personal loan at Zopa. I got the best rate by far so it wasn’t a question. Reviewed on: 3rd January 2018

Fast and efficient service

A fast and efficient service with all relevant information easily accessible onlIne Reviewed on: 3rd January 2018

Has been a hassle free experience

Easy to register Processed application on time and money reached bank promptly. Reviewed on: 3rd January 2018

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