Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Excellent fast, efficient service

I have used Zopa for a number of years & find the service flexible, effective and easy to use. I wouldn't hesitate to recommend. Reviewed on: 3rd January 2018

Easy, quick, professional, assured.

I’ve never found a loan company as easy to deal with. I found zopa through a comparison site and my transaction was incredibly straightforward. Reviewed on: 3rd January 2018

Great customer service and nothing to fault!

Zopa have been easy to use, customer friendly and as my first loan I've taken out its been a breeze! Great rates, the best I've found compared to any other company. Absolutely no faults I can find! Reviewed on: 3rd January 2018

Quick and easy

This is the 2nd loan I have taken out through Zopa. The process was painless and fast with the money in my account in no time. Reviewed on: 3rd January 2018

Great service and great rates

I would highly recommend zopa as their service is first class and rates are very good Reviewed on: 3rd January 2018

Brilliant rates

Site very easy to use, easy to change repayment days to suit your personal needs Reviewed on: 3rd January 2018

Zopa loan

Really good experience, quick and easy with the best interest rates available to me Reviewed on: 3rd January 2018

Easy, quick and reliable. Better rate than at my bank.

Simple and quick, best my high street bank in terms of rate offered and useful site to look at repayments and overpayments. Reviewed on: 3rd January 2018

Great service

Very easy to use. No problems with the service. Would use this again. Reviewed on: 3rd January 2018

Raymond Ruddy

Excellent customer service. Brilliant online presence Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Commsave Credit Union 4.11 from 2 reviews
Payday Loan
from CASHASAP 4.12 from 2 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.91 from 1183 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub