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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great rate, easy process and quick!

While it was over a year ago, i recall the process to apply was very quick and simple. With a better rate than my bank was offering and in the top 5 offering available at the time, it was any easy decison to apply with Zopa. My account has run smoothly and I get occassional updates keeping me abreast of the new offers available. A great experience! Reviewed on: 3rd January 2018

This is really great Company. Thank you I can joined your group.

When I requested loan I thought this company it's same like more,But NO. You can call me back within 1 week and You didn't ask me a lot,only what was important(I don't speak English very well ;)) I requested a Loan from other Companys,They think I'm not reliable and from a Company I didn't get answer. I'm satified indeed I can recommend only for each other. Reviewed on: 3rd January 2018

Fantastic service its that simple

Great service and simple to understand and deal with. Reviewed on: 3rd January 2018

Fast, friendly and exceptionally good

My agreement was put together taking all of my personal circumstances into account and a decision was reached quickly. The team I dealt with were highly courteous and professional at all times, taking due care to explain any of the more complex intricacies of the arrangement. Would highly recommend this service to anyone. Reviewed on: 3rd January 2018

Great rates

It did take some time for them to accept me as asked lot of questions and wanted pay slip confirming which I didn't mind as slit of companies don't check as much which I appreciate don't want someone getting loan out in my name and the rates I got was amazing no one could come any where near them Reviewed on: 3rd January 2018

Best in class

Hassle free, quick decision, competitive. Excellent customer experience. Reviewed on: 3rd January 2018

Tremendous

A pleasure to have a loan from zopa, recommend to anyone Reviewed on: 3rd January 2018

So simple and reliable!

I’ve had a few loans from zopa and I love that you can repay early and the interest rates are the lowest I can find! Perfect Reviewed on: 3rd January 2018

Simple, Easy and good value

Obtaining a loan was quick, simple and very easy. The additional benefits that attracted me to Zopa were the realistic and sensible APR as well as the online management of my account. Reviewed on: 3rd January 2018

Personel Loan

Applied on line, decision was quick, loaned was agreed and few formalities and supporting evidence about myself, loan secured, money was in the bank , no complicated issues, will use them again in the future Reviewed on: 3rd January 2018

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