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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick easy hassle free

Excellent service from start to finish. Best rates always . Would recommend Zoopla for a hassle free loan Reviewed on: 3rd January 2018

Amazing service

The service and ease if use of the website made the whole transaction very easy. Also when ever i need to contact customer service the staff are extremely helpful. Reviewed on: 3rd January 2018

Fantastic Service

From the 1st moment of application to completion, all was completed in a timely and professional manner, all my questions were answered to my satisfaction and quickly, and the rates are second to non I couldn't recommend Zopa enough, and will always use in the future Reviewed on: 3rd January 2018

Very Satisfied & Highly Recommend

Have chosen to use Zopa now for several years finding both their rates and easy of use extremely good Reviewed on: 3rd January 2018

Quick, easy, no fuss!

As the title said, it was quick, easy and so straightforward to apply for a loan with Zopa! And the rates offered were the best I could find! Highly recommend Zopa! Reviewed on: 3rd January 2018

Fast, simple and clear communication

I've had 2 separate loans from Zopa, they offer the best rates, with a fast and simple decision. I honestly wouldn't go to anyone else now (unless Zopa reject me:-)) Reviewed on: 3rd January 2018

Simple to set up and one of the best rates

My zopa loan was easy to set up- all I did was apply online and had an immediate response. Everything was set up on line including my direct debit payments. It’s been simple, was quick and easy to sort and I’m glad to be getting one of the best rates on the market! Reviewed on: 3rd January 2018

The best!

Friendly and quickly! No silly question! Reviewed on: 3rd January 2018

Speedy efficient and friendly

When I needed a loan for a car I found Zopa competitive on their interest rates but also I loved the speed that they were able to come back with an answer and the speed of money into bank . They kept me updated constantly and also have knowledgeable and friendly customer service staff always happy to help. So different from a lot of banks and other institutions these days Reviewed on: 3rd January 2018

Just the best loan company available.

So easy to use, great rates and quick to respond. I've used them for a few years and wouldn't look elsewhere. Reviewed on: 3rd January 2018

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