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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Top service

Great rates, no hassle. All completed online and loan in my account quickly. Very efficient. Reviewed on: 3rd January 2018

Easy hassle free loan

I submitted the request and with no bother or questions I received the loan Everything was explained clearly and no hidden charges This loan helped me were others would not Reviewed on: 3rd January 2018

Easy to apply fair deal

It's much easier to apply and get loan than banks and it's fair deal Reviewed on: 3rd January 2018

Great business, great rates

So far I can only be extremely positive as I have never had a need to moan, I have a decent rate and everything is perfect. Reviewed on: 3rd January 2018

Good, quick

Was quick to reach my account, good website to check balance ect. Reviewed on: 3rd January 2018

Quick and easy

Easy application. Quick response. Reviewed on: 3rd January 2018

Quick and easy service with great customer support

Having never taken a loan out before, I was apprehensive with regards to the whole process. However Zopa made the entire process incredibly easy with my application being approved quickly and made the entire process a breeze. I’m genuinely very impressed with how the company dealt with my request and would certainly recommend to anyone! Reviewed on: 3rd January 2018

Simple and efficient

Found setting up the loan simple the website is very user friendly. Both myself and my wife found the whole Zopa experience very efficient and above all clear and concise. Would recommend Zopa to friends. Reviewed on: 3rd January 2018

Easy as it gets!

Fast, efficient and great rates!! Reviewed on: 3rd January 2018

Top company!

I can’t honestly fault them from start to finish. everything was so straight forward and this is now my second loan with them And once this loans repayed I will certainly considering Zopa for the next time I need a loan! Reviewed on: 3rd January 2018

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