Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Great rates and easy to use

Great rates and so easy to use and understand Reviewed on: 3rd January 2018

Brilliant, easy service

Requested quiet a large loan and the process was stream less, no stress. Also every time I call for help I receive great customer service, well done Zopa Reviewed on: 3rd January 2018

Zopa is a very good company.

I am very happy to recommend zopa loan company. I am a customer since 2014 with them . If any of my friends need a loan I tell them contact with zopa. Thank you Reviewed on: 3rd January 2018

The flexible loan

I find the ability to make overpayments so convenient, the flexible loan for the 21st Century. Reviewed on: 3rd January 2018

Motorbike fund

I took out a Zopa loan to buy my dream motorcycle. The low interest rate meant it was cheaper than using a finance agreement, plus free early repayments means the bike will be mine after a few good months at work! Highly recommended! Zopa made a dream come true. Reviewed on: 3rd January 2018

Great rates and easy to use

Best rates on the internet and really easy to apply for. Great communication without being overwhelming and really clear and easy to manage online without complicated security. Reviewed on: 3rd January 2018

Very simple and fast!

I applied for a zopa loan as they were advertised as the lowest interest rate on the amount I wanted to borrow. Once I applied the interest rate didn't change like some other banks, i was given as advertised. The money was in my account very quickly and smoothly. Also like the simple online account. Reviewed on: 3rd January 2018

Easy, Fast Payment, Low APR!

With an easy application process, fast payment into my account, great online account service and best of all low APR rates... I absolutely would recommend Zopa! Reviewed on: 3rd January 2018

Simple friendly service

Great customer service, information given with ease and regularly kept up to date, recommended Reviewed on: 3rd January 2018

Happy customer

I used Zopa when I wanted to consolidate 2 loans that were costing a huge amount of money with my bank. Zopa offered a loan that had much lower interest rates and I am much happier as a result! Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Payday Loan (discontinued)
from PiggyBank (inactive company) 4.72 from 1187 reviews
Loans
from Thamesbank Credit Union 4.02 from 19 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

Zopa: Personal loan reviews

14% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (69084)

Great rates and easy to use

Brilliant, easy service

Zopa is a very good company.

The flexible loan

Motorbike fund

Great rates and easy to use

Very simple and fast!

Easy, Fast Payment, Low APR!

Simple friendly service

Happy customer

Do you have a different Zopa product?

Want to see more from Zopa?

Fixed term savings account

Credit card

Cash ISA

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024