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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fantastic

you want a loan then zopa is the only place you should look. Amazing!! Reviewed on: 3rd January 2018

Fast And Easy To Use

Straightforward loan facility perfect for buying my car, great rates and easy to use. Reviewed on: 3rd January 2018

Instant decision at great interest rate

Others were to long winded and despite having an excellent credit score some even refused No such problems with Zopa Reviewed on: 3rd January 2018

Zopa a listen lender

When the banks were not listening zopa offers me a very competitive rate for the right amount Reviewed on: 3rd January 2018

No nonsense fast

Honest company, no nonsense approach. As it says on the tin. Reviewed on: 3rd January 2018

Easy and efficient

Quick response to any questions. Pleasure to deal with would recommend Zopa. Reviewed on: 3rd January 2018

Best by far, saved loads

I had a previous loan with Zopa, but they contacted me to tell me I could save money on my old loan, and it was a significant amount too. High St banks don't do that! Reviewed on: 3rd January 2018

Excellent!

I have only positive things to say about Zopa - fast service, excellent rates and great communication. Would definitely recommend. Reviewed on: 3rd January 2018

Excellent Loan Provider

Having my loan through zopa has been so straight forward- i was offered a great rate and everything is fully visible online so I can keep on top of everything. I’ve already recommended them to a number of friends and family and will use them again myself. Reviewed on: 3rd January 2018

Fast, easy and reliable!

I was granted and received my loan within a week. I can regularly check the status of my loan online and the customer service team are more than helpful and always available. Couldn't recommend enough! Reviewed on: 3rd January 2018

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