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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

great service

I have to say that the whole experience with zopa has been so easy and straight forward that i cannot recommend them highly enough thank you so much. Reviewed on: 3rd January 2018

Quick efficient and straightforward

I have been throughly pleased with zopa who have offered me a very reasonable loan which was quick and easy to apply for. Reviewed on: 3rd January 2018

Hassle free great service

From taking out the loan 2 years ago I have found them great to deal with. Although I haven’t had any issues they always keep me informed on the status of my loan, new products etc. Absolutely hassle free Reviewed on: 3rd January 2018

Efficient and easy

Simple to set up and easy to use online system. Reviewed on: 3rd January 2018

Fuss free world class service

Love dealing with Zopa. Their website is simple and effective which means I rarely need to contact a person. Works with my lifestyle perfectly Reviewed on: 3rd January 2018

Easy and great website

I have used zopa for a number of years and never had any problems. Whenever I have dealt with the customer service department they have been very helpful :) Reviewed on: 3rd January 2018

Really quick, reliable and proffesional

It has been great lending money from zopa. Their online presence is great making the usually tedious account management really straight forward. Reviewed on: 3rd January 2018

Ultimate in lending

Great competitive rates, smooth and quick loan set up. Friendly staff. No downsides . Reviewed on: 3rd January 2018

Easy Quick & Friendly

I needed a quick and easy loan , I was told about Zopa by friends . So I gave them a call a few minutes later all done . I would definitely recommend zopa Reviewed on: 3rd January 2018

Loans that work for all

The Zopa experience has been flexible and their systems are transparent and easy. Interest rates are reasonable and I guess they provide a reasonable rate of return to backers. Reviewed on: 3rd January 2018

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