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Zopa: Personal loan reviews

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4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

No one better

5
Simple and easy and the best rates around Reviewed on: 4th July 2017
Darren Heath Pollitt's avatar
Darren Heath Pollitt

Fast and not complicated

5
My first loan was with Zopa. I applied online and the money came into my account this same day! No hidden costs, very professional customer service. You can definitely trust Zopa! Thank you to make my life easier :) Reviewed on: 4th July 2017
Edyta Marchelak's avatar
Edyta Marchelak

Fantastic

5
Excellent customer service. Had two loans from them and had no problems at all. Would highly recommend. Reviewed on: 4th July 2017
Samantha wray's avatar
Samantha wray

Fantastic

5
Zopa helped me to achieve my goals on time. Their costumer service was fantastic to help me to choose the best option. I'm very happy and grateful for their services. Reviewed on: 4th July 2017
Andrea Gomes's avatar
Andrea Gomes

Quick and simple

5
It was easy to apply. Which is just what you want. Also it was simple to apply and responded quickly and i would recommend to anyone who asked. Reviewed on: 4th July 2017
Jason Dix's avatar
Jason Dix

Quick & easy

5
I found it very quick and easy to use. You can find out in minutes whether you are eligible,and if you are approved,your money is in your account within days. Very glad I used this service Reviewed on: 4th July 2017
Jo-Anne burgess's avatar
Jo-Anne burgess

zopa is very good thumbs up to you

5
very easy to get a loan with zopa been really pleased with how fast it takes to get sorted Reviewed on: 4th July 2017
julie cussons's avatar
julie cussons

Easy as pie

5
I have not had a single hiccup from the moment I applied for my loan and 9 months later I'm still very happy and recommending zopa to my friends all the time. Instant approval and money in my account in about 3 days as I remember. So much cheaper than finance options and probably the best option without having an assets to secure a larger loan against. Reviewed on: 4th July 2017
Soheil Maleki's avatar
Soheil Maleki

Hassle free

5
Hassle free, great for the younger generations! Not over priced. Friendly staff. Would recommend Reviewed on: 4th July 2017
Alexandra Moody's avatar
Alexandra Moody

Fast & easy

5
Found this company online, they gave me the best deal with lowest interest and was really quick to transfer the money. Reviewed on: 4th July 2017
Ryan's avatar
Ryan

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