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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent service. Well done.

Quick. Efficient. Practicle. Easy process. Helpful staff. Excellent customer service. Well done. Reviewed on: 5th July 2017

So easy to apply and recieve

I emailed from work and within a few days the money was in my bank. They told me within seconds whether I was going to be eligible. Perfect system. Reviewed on: 5th July 2017

Very fast to process my loan request and good communication

It was simple really, I got what I needed to fit out our bedroom quickly and efficiently Reviewed on: 5th July 2017

Superb

Very easy transaction with great customer service Reviewed on: 5th July 2017

Efficient company with easy to use website

I've been very pleased with the service from Zopa. We wanted to borrow some money. We searched the internet for a good and reliable firm. Zopa consistently received good reviews. On that basis, we decided to apply to them for the loan. We were happy with their service and quick responses. Reviewed on: 5th July 2017

Simple

Amazing experience. Love to promote Zopa in my friend's circle Reviewed on: 5th July 2017

Brilliant

I have no problems with Zopa was easy enough to get the loan and repayments come out on time and for the correct amount :) Would recommend to anyone :) Reviewed on: 5th July 2017

Excellent

I am very happy with Zopa i got a loan in order to buy my car back in October and everything has gone so smoothly with this company. I never have to contact them with complaints or queries the direct debit just goes out on time and for the correct amount :) Would recommend this company to friends and family which i already have. Reviewed on: 5th July 2017

Great rates

Great rates easy and simple to set up Great experience Reviewed on: 5th July 2017

Fantastic Hassle Free Loan

Great experience all round. Fast and efficient. Low APR rate and had the funds within 24hrs. Would definitely recommend. Reviewed on: 4th July 2017

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