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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

So easy and quick

5
It was so quick i couldnt believe it. I've had no issues or any need to speak to anyone Reviewed on: 8th July 2017

Excellent

5
Reliable, easy and cost effective Reviewed on: 7th July 2017

Very very good service

5
Does exactly what they offer..great rates no waiting for postal forms all sorted on line or over the phone. Would highly recommend. Fantastic interest rates. Thankyou for your outstanding service. Well done. Reviewed on: 7th July 2017

Simple, honest and fair.

5
Easy platform online, no fuss, fair rates, quick service, very happy customer, would use again if needed, and would recommend. Reviewed on: 6th July 2017

Amazing

5
Very easy to apply No need for paper work Reviewed on: 6th July 2017

very helpful

5
there wen u need them most in times of need Reviewed on: 6th July 2017

Excellent service, answer received very quickly

5
Just a few details to enter and the money was in my account the next morning. Reviewed on: 6th July 2017

Nice and simple

5
Quick, simple, clear and good communication. First rate service Reviewed on: 6th July 2017

Superb

5
Easy and helpfull would recommend zopa to anyone who needed a loan. Reviewed on: 6th July 2017

Fast Service

4
Cash when i needed it, no hastle what so ever. Reviewed on: 5th July 2017

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