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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Perfect choice especially for first time loans

I was struggling with financial decisions & needed a flexible loan provider that was reliable, accurate, customer-friendly & provided a quick estimate & options that suited me. The low APR was the selling point too. I have recommended ZOPA to friends who needed a guaranteed efficient service & they have always delivered. Thank you ZOPA x Reviewed on: 11th July 2017

Excellent service.

It was a painless experience. The process was very efficient. Money was transferred into my account within a short period of time. Reviewed on: 11th July 2017

Zopa is quick, easy and friendly

Overall, I wish I did not have to take out loans, but they are often necessary. Some of my experiences with other lenders have been negative, but the Zopa staff were very courteous, friendly and helpful. The application is straightforward and the response to application is quick. Zopa really is the best place for any loan Reviewed on: 11th July 2017

Excellent service

Excellent service, quick, fast reliable. Always happy to help where they can Reviewed on: 11th July 2017

The cheapest llender

Great service , fast reply, no hard searches that effect your credit rating Reviewed on: 10th July 2017

Am impressed keep it up

It is far better than the others Reviewed on: 10th July 2017

Easy and efficient

So easy to get set up and delivered exactly what I needed for my wedding day. Thanks Zopa! Reviewed on: 10th July 2017

Quick, Simple, Friendly

Very quick cheap loans with a friendly approach - only company you should use for a loan Reviewed on: 10th July 2017

Overall thumbs up

Professional no problems at all a+ Reviewed on: 9th July 2017

Brilliant

Quick clear and no fuss.... the process from start to finish was flawless... Reviewed on: 8th July 2017

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