Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Good all round services

Excellent and very efficent. Recommend to anyone. Reviewed on: 9th August 2017

Excellent Customer Service

Very good website and excellent customer service, along with great interest rates, what more could you want from a company. Would definitely recommend them. Reviewed on: 8th August 2017

Prompt

I needed some money for a family matter, and after being declined a small loan from my bank, i turned to other loan companies. Dealing with Zopa, I had an easy, prompt and very costumer-friendly experience. Would recommend to anyone in need of a loan. Reviewed on: 26th July 2017

Amazing!

I applied for a loan with Zopa because of their low interest rates and fast efficient service! I would highly recommend them to my friends, family and co-workers. Amazing customer service! Reviewed on: 22nd July 2017

Need some cash!! Try Zopa...

Easy to access and easy to apply. Answer the straightforward questions, a short wait and all was completed. No fuss No problem. Choose Zopa, I did and very happy. Reviewed on: 18th July 2017

Zopa - A New Way to Borrow

I have to say that the whole experience was super easy & swift. The Zopa team are switched on & eager to help. What I particularly liked about the pre decision service was the fact that I was spoken to like a hunan being & not judged for my decision to take out a loan to help pay for our wedding. I borrowed £5,000 and will pay back just under £6,000 over two years. I think this is a great rate and there are no hidden extras. Would absolutely recommend to friends & use again myself. Great job Zopa! Reviewed on: 18th July 2017

Simple no nonsense approach

I found applying for a loan with Zopa simple straightforward and very quick I was able to consolidate a loan at a rate more than double and also borrow for home improvements. I highly recommend Zopa to friends & family. Reviewed on: 17th July 2017

Loan

Great company happy with the service so far Reviewed on: 17th July 2017

Easy to apply

The details of the loans and costs are simple to see - the decision is quick and the checking of the loan status is easy Reviewed on: 14th July 2017

I only know about zopa through having a personal loan with them.So far everything has gone as planned and I am pleased with that.

Zopa has been fine- no problems so far. Reviewed on: 13th July 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Updraft 4.96 from 11058 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews
Personal loans
from Clockwise Credit Union 4.89 from 3718 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub