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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

as straight as it gets

Easy process online and followed up by phone. No trouble whatsoever Reviewed on: 3rd July 2017

Quick, Easy, Simple & Reliable

Zopa has been quick, easy simple and so far wonderfully reliable. I feel secure with my loan and can freely and easily check up on it any time I feel inclined. I couldn't ask for a better money lending service. Reviewed on: 3rd July 2017

Competitive and convenient!

The zopa is experience is like a breath of fresh air compared to the high street bank application process. With competitive rates and friendly, responsive customer service, I can't imagine going anywhere else for lending requirements. Reviewed on: 3rd July 2017

Zopa (super) and easy to use.

Zopa is super easy to use and easy to navigate to where you want to be. Great rates and help when you need it. A big thank you from me. Zopa is Super Reviewed on: 3rd July 2017

What's not to like?

Quick and easy process to apply and manage your account with competitive interest rates. Reviewed on: 3rd July 2017

Excellent and easy

Simple, customer focused and excellent Reviewed on: 3rd July 2017

Execellent simple straight forward process

My experience was fantastic with Zopa. Everything was done online and all very simple. And as always an excellent rate that is market leading. Overall market leading service and market leading rate. What else could you ask for when taking out an Loan. Reviewed on: 3rd July 2017

Easy to talk to and sensible conclusions reached

When I applied for a loan I found the Web page easy to negotiate and a suitable loan was arranged speedily by an understanding and knowledgeable person Reviewed on: 3rd July 2017

Great Service

Quick service - Loan amount received 3 days after application - I have been able to pay off some of my loan early which is great and knew straight away what my new loan repayments would be, could never do this with my bank. Great I can always log in and see exactly how much I owe to. Reviewed on: 3rd July 2017

low key lending

I got the impression that Zopa operate a much more cooperative approach to borrowing. The fact that it is a peer to peer process gave me the impression that this wasn't just a corporate machine churning out profits, and with a lower interest rate it felt that you were treated as a person not simply a client Reviewed on: 3rd July 2017

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