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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Just so straight forward!

I applied and must say the application process is very straightforward and only asks the relevant questions and I love the way you can log in and see how things are going and also once you have your loan you can see it decreasing as you make payments, would use again and definitely recommend! Reviewed on: 3rd July 2017

Great loan, great rate

I took out my loan as part of a salary sacrifice scheme. It was very simple and quick to arrange, and when I've needed to contact the team, customer service was great. I'd definitely recommend Zopa if you need a loan for any reason. Reviewed on: 3rd July 2017

Best Loan Provider

Such an easy provider to use. I would defiantly use again.100% recommend. Reviewed on: 3rd July 2017

Excellent

ZOPA IS EXCELLENT I COULD NOT WISH FOR A BETTER COMPANY TO LOAN ME CASH, I WOULD HIGHLY RECOMMEND THEM TO ANY FAMILY/FRIEND MEMBER Reviewed on: 3rd July 2017

Low rates, easy process

Really simple, loan was approved very quickly and money in my account with 24 hours. Reviewed on: 3rd July 2017

Excellent loan provider.

Simply amazing experience would recommend this to anyone who requires a loan Reviewed on: 3rd July 2017

Zopa Loans are good and easy

Zopa were really easy and hassle free to use. The loan was set up in no time at all and the online account is simple to use. When I payed off my loan in full there were no charges for an early payment. All in all, I would highly recommend Zopa and wouldn't hesitate using them again in the future. Reviewed on: 3rd July 2017

Easy Peasy Lemon Squeezy!

Online tool very easy to use, no hidden charges and the website is very easy to navigate. Reviewed on: 3rd July 2017

zopa loan

It was easy to apply. The interest rate was close to the one advertised. The entire process was quick Reviewed on: 3rd July 2017

Zopa loans are amazing!

I needed the money asap to pay for private medical treatment for my child. I had to have the money within 24 hours and as soon as I applied I was notified I had been accepted! Simply wonderful Reviewed on: 3rd July 2017

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