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Zopa: Personal loan reviews

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4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy and fair

5
Easy to use, great rates, no problems, good communication. Reviewed on: 3rd July 2017
Mark John's avatar
Mark John

Yup

5
Quick, easy and very hassle free. Application was so easy even I managed it Reviewed on: 2nd July 2017
Chris bicknell's avatar
Chris bicknell

Just Fabulous!

5
Easy to use, quick quote and great repayment/interest rates!! I would definitely recommend Zopa for a smart and snappy loan. Reviewed on: 2nd July 2017
Elisha Kennett's avatar
Elisha Kennett

Great Simple Process

5
Zopa was easy to deal with, a very painless experience from start to finish when i wanted to borrow money for house renovations. I wouldn't hesitate to recommend them Reviewed on: 2nd July 2017
Alan Garner's avatar
Alan Garner

Super easy and quick

5
The easiest loan I've ever organised, cash was available quickly and the rate was the best I could find. Reviewed on: 2nd July 2017
thomas.waller1@sky.com's avatar
[email protected]

Brilliant

5
Easy to use and contact. Very good overall. Would recommend to anyone. Reviewed on: 2nd July 2017
Simon C's avatar
Simon C

Brilliant

5
Zopa were very good and easy to use. Never missed a beat throughout the period of the lone. Would recommend to anyone and would definately use again. Reviewed on: 2nd July 2017
Simon C's avatar
Simon C

Quick and professional service

5
From call to money in the bank, the service was professional and quick with no hassle. Reviewed on: 2nd July 2017
Rajesh's avatar
Rajesh

Easy, quick, excellent

5
No fees to pay back early, great rates, manage online Reviewed on: 2nd July 2017
Gareth Roberts's avatar
Gareth Roberts

Quick and efficient, customer friendly

5
Took the time to review my personal situation before approving the loan. Plenty of information before the loan started and summaries at regular intervals so I can track progress. Reviewed on: 2nd July 2017
Andy Brigham's avatar
Andy Brigham

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