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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Great service

Easy to use and quick desesion and paid quickly into your bank Reviewed on: 2nd July 2017

Hassle free loan

Clear and hassle free process of applying for a loan, no early repayment charges.Friendly helpful staff,I would recommend them to anyone. Reviewed on: 2nd July 2017

Supa-zopa

A++++ the best on the market, very helpful and wonderful customer service I recommend to anyone Reviewed on: 2nd July 2017

Quick, efficient and transparent

Super quick and efficient end-to-end service from the initial application to receiving a loan. Transparent rates from the outset. Would use again and recommend. Reviewed on: 2nd July 2017

Very good APR and able to track loan online

Paid loan off early without any large cancellation fees. Would. Retail you consider using Zopa again Reviewed on: 2nd July 2017

Quick, easy and straight forward!

I would recommend Zopa to anyone. They have been quick, easy and straight forward. Would definitely use them again if I needed to! Reviewed on: 2nd July 2017

Transparent and straight forward

Good customer service, nice quick application process Reviewed on: 2nd July 2017

Easy to deal with

Very easy to apply and deal with along with simple online account details. Far better service than any other loan company/bank to deal with in my experience. Have recommended to friends and will be looking to use Zopa again when needed Reviewed on: 2nd July 2017

Very friendly

I have alway felt nervous round getting loans but never with zopa Reviewed on: 2nd July 2017

Satisfaction guaranteed

It did what It said on the box !! Reviewed on: 2nd July 2017

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