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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent service

I was approved quickly, and loan came through when advised. Reviewed on: 2nd July 2017

NO HASTLE LOAN AND QUICK

NO HASTLE LOAN AND QUICK WOULD RECOMEND TO OTHERS Reviewed on: 2nd July 2017

I would trust Zopa for my childrens future lending

I have borrowed from Zopa numerous times and I will never use any other lender now. Reviewed on: 2nd July 2017

Great service and great rates..

I've had two loans from Zopa, decision made within minutes. Always had great rates and allows overpayments. I've already recommended a friend who also got her loan with in minutes of applying. No hassle loans at great rates. Will recommend to friends and family again. Reviewed on: 2nd July 2017

Quick and Easy

Very easy to use and very quick into your account! Reviewed on: 2nd July 2017

Fast, easy & best value

Found the process very easy and with no hidden surprises. Great interest rate and fast transfer of money to my account. Would highly recommend to family and friends. Great service!! Reviewed on: 2nd July 2017

Friendly and efficient!

I compared some loan amounts and repayments online and found that Zopa were amongst the most competitive rates, so I clicked the button to read more about what was offered. They were very user friendly and had a good response time to any questions sent by e-mail. The loan was very easy set up once accepted, I haven't look back since. Reviewed on: 2nd July 2017

Quick and safe

It was quick and easy to apply.,and you get to find out within minutes if you have been approved. The money was in my account a couple of days later. Reviewed on: 2nd July 2017

Great service!

Zopa provided a quick and easy service. When I needed additional advice, they replied promptly.....will definitely use Zopa again!! Reviewed on: 2nd July 2017

Fantastic service

Applying was simple and easy to do with approval in minutes and the money was in my account very quickly would highly recommend thier services Reviewed on: 2nd July 2017

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