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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy & clear to understand

Applying for a loan was so easy and very clear to understand. The person who contacted me to confirm details was very professional and friendly and made sure I understood all the details of the loan Reviewed on: 2nd July 2017

Express service!

I was stunned by how quick Zopa responded to my loan request. They made everything so easy Reviewed on: 2nd July 2017

Great Loan Company

Very easy to apply, confirmation within minutes, a good loan company with great interest rates Reviewed on: 2nd July 2017

Hassle free!

Excellent customer service, easy to set up, great rates. Reviewed on: 2nd July 2017

Brilliant and easy to use loan service.

Great system, great rates and I could even pay the loan off early. Couldn't recommend highly enough. Reviewed on: 2nd July 2017

excellent service

So quick efficient and money comes through no messing delays will definitely recommend to family and friends Reviewed on: 2nd July 2017

Very quick easy a.day uncomplicated

Hassle free from application to acceptance Reviewed on: 2nd July 2017

Quick, efficient to arrange & one of the best rates on the market.

Easy to arrange online. No hassle. The money was in my bank by the required time. Would definitely consider Zopa for a loan in the future. Reviewed on: 2nd July 2017

Speedy money, no hassle!

Fast, efficient, receipt of my loan. Fully recommend Zopa. Reviewed on: 2nd July 2017

simple , quick , first class

Could not of asked for an easier process. Filled out application online then received a phone call next day to go over some additional details. Loan was agreed and the money in my bank account within days. Reviewed on: 2nd July 2017

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