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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Amazing company

Zopa is a company I would recommend to others over and over again. They are fast and efficient and true to their word. An overall trustworthy and reliable company that I am grateful to have stumbled upon and know that I will be a customer for years to come. Reviewed on: 2nd July 2017

Quick and easy

Very quick and easy to use. Good APR. Instant decision. Highly Recommended. Reviewed on: 2nd July 2017

Really quick service at the best rates around

Really quick service at the best rates around Reviewed on: 2nd July 2017

Simple Savings Account! High Interest! Excellent Service!

I originally had a loan with Zopa. It was simple fast and efficient to apply and receive the money. Zopa were by far lowest interest rate on the market. Since that time I paid back the loan and have been regular saving with Zopa. Again Zopa are by far the best interest rate on the market today. My online account is simple to use along with Zopa regularly sending updates in simple terms that all can understand. Zopa are constantly improving their products and service to benefit the customers needs. I'm with you all the way Zopa Mark Bent Reviewed on: 2nd July 2017

Excellent service

Quick and easy service with reassuringly knowledgeable professional staff. I would highly recommend Zopa to anyone and will use them again. Reviewed on: 2nd July 2017

Fast easy application

Had the money in a matter of days Reviewed on: 2nd July 2017

Trouble free lending

Zopa has been a trouble free lending experience with good customer service and competitive rates. Reviewed on: 2nd July 2017

Easy, straightforward, helpful staff

Zopa was really easy process to get a loan very helpful when spoke to advisor everything is easy to understand when you log into your account to view status would definitely recommend Reviewed on: 2nd July 2017

Easy and quick

An easy to use website together with quick customer service make for a straightforward experience all round. Reviewed on: 2nd July 2017

Brilliant service

I have had two loans now with zopa and I wouldn't go anywhere else. The service was excellent and fast and rates much better than the high street. Reviewed on: 2nd July 2017

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