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Zopa: Personal loan reviews

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4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Simple and affordable Loans

5
It was simple to apply for the loan and the rates were good. The money was transformed to my account promptly. Reviewed on: 30th June 2017
Colin's avatar
Colin

Couldn't be better!

5
Low rate for my loan, quick and easy application with a rapid decision. Would happily recommend to anyone wanting a loan. Reviewed on: 30th June 2017
Holly Jenkins's avatar
Holly Jenkins

Superb!

5
Easy to access, understand and apply. Defo gets my vote Reviewed on: 30th June 2017
Maggie Gibson's avatar
Maggie Gibson

Personal loan

5
I got a personal loan. It was quick, easy and the money was in my account the next day. Reviewed on: 30th June 2017
Saraya Yvonne Grey's avatar
Saraya Yvonne Grey

No hassle

5
Quick and easy. Very competitive Reviewed on: 30th June 2017
Marek Wieteska's avatar
Marek Wieteska

Really easy to get a loan

5
It only took a few hours next day money in my account. It was do easy Reviewed on: 30th June 2017
Scottgirl@hotmail.co.uk 's avatar
[email protected]

Great experience

5
I looked for a good deal on a loan for a car and zopa helped a lot Reviewed on: 30th June 2017
Becky Sanders's avatar
Becky Sanders

Good loan company

5
Fair experience and easy to use. Reviewed on: 30th June 2017
Alex E's avatar
Alex E

The best!

5
Zoppla is the best lender we have used! Reviewed on: 30th June 2017
Brian Murray's avatar
Brian Murray

Quick and Easy

5
Using Zopa was so quick and easy, very easy to use and so far has been a very pleasant experince. Would definitely recommend - good interest charges on loans too. Thank you Zopa! Reviewed on: 30th June 2017
Emily Gardiner's avatar
Emily Gardiner

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